Canadian Self-Employed & Freelancer Tax Calculator

This calculator provides a basic estimate of income tax obligations for self-employed individuals and freelancers in Canada. It includes federal and provincial income tax, and CPP contributions.

Note: This is for estimation purposes only and does not constitute professional tax advice.

Calculator Tax Brackets Deductible Expenses Tax Deadlines

2024 Tax Brackets for Self-Employed

Federal Tax Brackets (2024)

Income Bracket Tax Rate
Up to $53,359.00 15.00%
$53,359.00 to $106,717.00 20.50%
$106,717.00 to $165,430.00 26.00%
$165,430.00 to $235,675.00 29.00%
Over $235,675.00 33.00%

Ontario Provincial Tax Brackets (2024)

Income Bracket Tax Rate
Up to $49,231.00 5.05%
$49,231.00 to $98,463.00 9.15%
$98,463.00 to $150,000.00 11.16%
$150,000.00 to $220,000.00 12.16%
Over $220,000.00 13.16%

How to use tax brackets:

Tax brackets are progressive, meaning you only pay the higher rate on the portion of your income that falls within that bracket. For example, if your taxable income is $60,000, you'll pay:

  • 15% on the first $53,359
  • 20.5% on the amount between $53,359 and $60,000

Based on estimated 2024 tax rates. For informational purposes only.